We all love the festive season, but there is no denying that it is EXPENSIVE. When your bank account deteriorates faster than you can say ‘Merry Christmas’ it’s no wonder we are looking for ways to cut costs. Here are some hacks that will ensure you have a great festive season without breaking the bank.

Set A Budget

This may seem obvious, but many people fail to set a budget for their Christmas spending. Avoid getting in the financial danger zone of spending more than you can afford by setting a realistic budget for all your Christmas items – this includes everything from presents, food, nights out to sending a parcel. December can be a very long month due to spread out pay days, so the key here is to be realistic.




Bargain Hunt

Don’t be sucked into buying from one store, shop around. If you know the item you want to buy, do some initial online research to find the best deals. Usually you will bag a bargain by shopping online, with giants such as Amazon able to slash deals. Google shopping is a great way to browse lots of retailers to find the best price for your product. It is also worth taking advantage of Black Friday later this week, with most retailers offering huge discounts – but stock is limited, so pick your presents early to avoid disappointment!

Stick to Your Shopping List

One of the best ways to avoid over-spending during the festive season is to write a shopping list and stick to it. Start by writing down everyone you need to buy presents for. Once you have your list of names, plan how much you want to spend on that person, and then what you are going to buy. Don’t be sucked in to 3 for 2 offers unless you need to buy multiple gifts. If you went in for one item, get one item, to avoid spending double the amount on a gift you may not actually need.

Do the same for your food shopping – write a list of the ingredients you need for Christmas Day, and the days before and after Christmas, and only buy those products. We can all be tempted to go crazy buying tasty treats which get shoved at the back of the cupboard and don’t end up being eaten. Avoid waste and keep your costs in control.

Opt For Homemade Gifts

If you’re on a tight budget this year, why not go for DIY gifts? There are loads of great presents you can make instead of splashing the cash on expensive items. If you are racking your brain for an idea for parents or grandparents, try making your own booze infusion. All you need is a clean glass bottle or jar. Buy a bottle of vodka (or their favourite spirit) and some festive flavours such as orange and cinnamon. Get infusing and write a handmade label – voila, the perfect homemade gift!

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